Meet first time homebuyers, Chris and Hilary. With the help of the Mortgage Shoppe, they just bought her first home. They understood their home-buying options and made the best decision for them and their future. You could too.
The Mortgage Shoppe will be with you every step of the way, walking you through first-time home ownership, the home-buying process, and mortgage basics.
It’s all about you. What do you want to know before taking steps toward your first home?
When you’re buying a home, lenders are here to help. A mortgage is the legal document that outlines this helping relationship. A lender will lend you money, at interest, to give you the opportunity to become a homeowner.
There are a number of factors that’ll decide what you can spend on your first home and how large of a mortgage you can take on. These include your income, credit score, down payment, and amount of current debt.
Getting pre-approved is an important first step! You’ll have to meet with a mortgage broker — that’s us — to determine how much you can comfortably afford to borrow to purchase a home. We’ll go through a series of questions, and you’ll need to provide documentation.
“We weren’t actively looking, but little did we know that it would lead to finding our realtor and our first home together. Rick was personable, knowledgeable, and always available. He worked tirelessly to get us everything we needed, and he and his team turned what can easily be a stressful ordeal into an enjoyable and memorable experience. We are beyond pleased with our house, and it instantly become a home. We highly recommend Rick for unparalleled mortgage and realtor service!”
– Christopher and Hilary Doyle, Torbay
